Buying a new car, truck, or SUV is an experience like no other. Part of that experience involves securing the best way to pay for your new ride. At Cecil Atkission Motors Chrysler Dodge Jeep Ram Uvalde, our finance center is designed to make this all-important step as easy as possible.
So, if you’re a Uvalde, Del Rio, or Laredo, TX, driver looking for car financing tips, check out this handy FAQs sheet below.
Do you still have a few questions? Don’t hesitate to contact us online today!
To apply for pre-approved credit, all you need to do is submit a short application through our secure site. Once we have your information, our team will start reaching out to lenders in an attempt to secure a range of options for you.
You also can apply for a personal auto loan through your own bank or credit union. If you do choose this option, simply supply our specialists with the necessary paperwork to finalize the plan.
A down payment is the cash amount you’re willing to pay towards your car at the time of signing. While not always necessary, it can improve your loan-to-value ratio and lower your monthly payment amount.
The average down payment on a new car range from 10 to 20% of the car’s value.
If you’re like many Hill Country drivers, you probably plan to trade in your current vehicle. To see its fair market value, we recommend you use our special Value Your Trade tool.
Not only does trading in take care of what to do with your current ride, but often it can help you upgrade to a higher trim level or package!
Most experts agree that a credit score that’s higher than 661 will give you access to some of the best interest rates currently available.
Credit scores range from 300 at the lowest end to up to 850 at the highest. The higher your credit score, the better chances you have to secure an ideal rate.
If you’re in the process of rebuilding your credit, we encourage you to speak directly to our team. We’ll do everything we can to pair you with a vehicle and auto loan that best fits your current finances. A few additional options you might want to consider include:
At Cecil Atkission Motors CDJR Uvalde, we’re here for you every step of the way. If you have any more questions about our car financing, don’t hesitate to call, contact us online, or visit our finance center near Uvalde, Del Rio, and Laredo, Texas.