Sales and Services FAQ's
Q: What will you give me for my trade-in?
A: Each car varies but we do look at a number of factors when you bring your car into the dealership. When you come in, mention that you are looking to trade-in and our team will get started valuating your car!
Q: What do I need for car financing?
A: Our team recommends coming in with the following: I.D, proof of income, trade-in information (if needed), proof of insurance, and method of down payment. If you have any other questions feel free to call our team!
Q: How long does the financing process take?
A: The financing process can vary but we do try and make it easier by offering an online finance application. Just go on our website and start your application so when you come in you can already have the ball rolling.
Q: Do you have any specials for your services?
A: We are constantly running different specials on a variety of our services from batteries to wipers, stop by or check out our website to see what we are offering now!
Q: My car is making a clicking sound, what should I do?
A: That sound could be a number of things but your best course of action is to bring it in so our experienced team can have a look! You can give us a call or schedule an appointment online!
Q: How often should I get an oil change?
A: Our team recommends every 6 months or about every 3,000 miles. Getting an oil change is crucial for extending your cars engine life.
Welcome to Cecil Atkission Chrysler Dodge Jeep Ram, Uvalde, your premier destination for all your car, truck, or SUV financing needs. Our mission is to help every driver living throughout Uvalde, Del Rio, and Laredo, TX, make an informed decision about their next ride.
That's why we're here to answer some of your most frequently asked questions. If you’d like to chat with our finance team, please don’t hesitate to contact us immediately!
A: Determining your budget is crucial when considering a vehicle purchase. Start by assessing your monthly income, expenses, and savings. To help you estimate your monthly payment, use the convenient finance calculator. Enter the vehicle's price, your preferred down payment and interest rate, and loan term to receive an estimate.
A: Choosing between financing and leasing depends on your preferences and financial situation. Financing makes it possible to own the vehicle outright eventually. On the other hand, leasing typically offers lower monthly payments and the ability to drive a new car every few years, but you never own the car.
A: To help you secure the most attractive financing terms, it's essential to maintain a good credit score. Possessing a credit score above 700 typically will give you access to the lowest interest rates available at the time of purchase.
If you’re currently building your credit score, we recommend you focus on paying bills on time and keeping credit card balances low. Additionally, having a reasonable debt-to-income ratio can positively impact your loan application.
A: Consider making a larger down payment to reduce the loan amount. You might also consider having a co-signor with a higher credit score. Finally, consider increasing the length of your loan to decrease the amount of your monthly payment.
A: When applying for an auto loan, you’ll be asked to provide a few documents, including a valid driver's license, proof of insurance, proof of income (such as pay stubs or tax returns), and in some cases, proof of residence (utility bill or lease agreement). Having these documents ready can help streamline the financing process and ensure a smooth experience.
A: Absolutely! Refinancing your current auto loan is an option, especially if interest rates have decreased since the start of your existing loan.
Refinancing can help you save money on monthly payments and reduce overall interest costs. If you're considering refinancing, our financing team is here to assist you and explore options.
A: Certainly! Trading in your current car, truck, or SUV is a smart way to reduce the cost of your new purchase. Our dealership offers fair trade-in evaluations to ensure you receive the most accurate value for your trade-in. The trade-in value can be applied towards the down payment or purchase price of your new car, truck, or SUV.
We hope that these finance FAQs have provided valuable insights into the car financing process. At Cecil Atkission CDJR, Uvalde, we strive to make your vehicle purchase seamless.
Take the next step by contacting our finance center near Uvalde, Del Rio, and Laredo, Texas, today.